Financial Exploitation

Exploiters may describe themselves as “family caregivers,” while the truth is that they are dependent on their victims for financial assistance, housing and other support. The risk increases when the exploiter knows where important papers are and has access to personal information (e.g., PIN numbers, Social Security number). Substance abuse and other personal problems may be associated with the behavior.

Financial exploitation happens in many ways. These include when someone who has a legal obligation to manage the money makes unauthorized expenditures of a vulnerable adult’s funds, or fails to use the funds for his/her food, clothing, shelter, health care or supervision. Financial exploitation can also occur when someone uses or disposes of a vulnerable adult’s money or property without any legal authority.

Acquiring possession or control of a vulnerable adult’s funds or property through pressure, deception, or fraud constitutes financial exploitation.


  • “Helpful neighbors” paid big sums for chores
  • Caregiver’s excessive interest in elder’s financial records
  • Corollaries: pharmacy stops filling prescriptions, threats of eviction or involuntary discharge from residence for unpaid rent
  • Large or frequent gifts to caregivers
  • Sudden appearance of previously uninvolved relatives claiming rights to elder’s possessions
  • Etc.

If an elder or vulnerable adult is in crisis or danger, call 911.


Neglect occurs when a responsible party fails to care for the adult.

Financial Exploitation

Exploiters may describe themselves as “caregivers,” to exploit vulnerable adults for personal financial gains.

Sexual Abuse

Sexual abuse includes victimization by criminal sexual conduct.

Financial Scams

Financial scams are a prevalent in our society today. They may be sent via phone calls, snail mail, online etc..

Emotional Abuse

Emotional abuse is a repeated malicious spoken, written, or gesture language considered threatening, harassing etc..

Physical Abuse

Physical abuse may cause or likely cause indications of pain or injury.


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